Our client is a large Indian private sector bank headquartered in Mumbai. It offers services across six verticals: corporate and institutional banking, commercial banking, branch and business banking, retail assets, development banking and financial inclusion, treasury and financial market operations.



The purpose of the role is to maintain the overall retail book through portfolio monitoring and risk analytics.

Job responsibilites:

  • Develop a robust and agile framework of Early Warning Signals to manage and minimize the strees in the portfolio.
  • Review of all accounts for EWS and Red Flag triggers on a continuous basis. Review outcomes and action plans to be submitted and followed up for compliance.
  • Tracking identified exit accounts / corrective measures.
  • Implementing of Risk Processes and Special Projects.
  • Tracking and highlighting adherence to benchmarks set for the portfolio.
  • Interact with Business and Audit teams to facilitate streamlining the process, tightening of the scope, reducing TAT.
  • Self Assessment of Risk functionaries in respect of portfolios handled by them at half yearly intervals measured through closure of Review Outcomes.


  • An individual with at least 7 years of experience in the analytics/risk policy/credit vertical
  • Education - Post Graduate/CA
  • Prior experience in risk policy, data analytics and credit underwriting with understanding of the retail asset products (secured & unsecured)



Vito India Advisors Pvt. Ltd. 2nd Floor, Napha Tower, CST Road, Kalina, Santacruz (East), Mumbai - 400 098 BOARD : +91 022 6862 2727 EMAIL :

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